Perception and Intention to Donate to Green Waqf through Islamic Bank Mobile Banking in Indonesia


Date Published : 3 January 2026

Contributors

Fajrunas Alqodri

Author

Siti Mutmainah

Author

Siti Nurkholifah

Author

Dwiki Ariefandri

Author

Keywords

Green Waqf Mobile Banking Islamic Banking

Proceeding

Track

General Track

License

Copyright (c) 2026 International Conference on Islamic Economics Studies (ICIES)

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.

Abstract

Islamic banking in Indonesia continues to grow with strong regulatory support and the integration of digital technologies, particularly mobile banking. At the same time, green finance initiatives, including green waqf, are increasingly recognized as tools for promoting environmental sustainability and Shariah-based development. Despite this potential, the adoption of mobile banking for green waqf remains underexplored. This study investigates the factors influencing donors’ intention to contribute to green waqf via Islamic mobile banking, drawing on the Technology Acceptance Model (TAM), Theory of Planned Behavior (TPB), and green finance perspectives. Using a quantitative survey of 120 respondents, Structural Equation Modeling (SEM-PLS) was applied to test the relationships among Perceived Ease of Use, Perceived Usefulness, Trust in Islamic Banks, and Green Promotion. The results show that all four variables significantly affect donation intention, with trust emerging as the strongest predictor, followed by ease of use and green promotion. The findings contribute theoretically to Islamic social finance literature and practically to strategies for Islamic banks, waqf institutions, and regulators in optimizing digital platforms for sustainable philanthropy

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How to Cite

Fajrunas, F., Siti, S., Siti , S. ., & Dwiki , D. . (2026). Perception and Intention to Donate to Green Waqf through Islamic Bank Mobile Banking in Indonesia. International Conference on Islamic Economics Studies (ICIES), 5(1), 52-69. https://conferences.uinsaid.ac.id/icies/paper/view/478